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What is SplitArcX?

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SplitArcX is a smart expense-splitting app that helps friends, roommates, couples, and groups track shared expenses easily. You can add expenses, see who owes what, and keep everything organized in one place.


SplitArcX is perfect for trips, roommates, couples, families, and anyone who shares expenses and wants clarity without spreadsheets or confusion.


Yes. SplitArcX is completely free to use — no subscription, no paywalls. Core features including AI-powered expense entry, group splitting, and multi-currency support are all available at no cost.

Using the App


You have four ways to add an expense: type it manually, speak it using voice input, scan a physical receipt with your camera, or share a payment receipt from GPay, PhonePe, Paytm, or any UPI app. SplitArcX auto-extracts the amount, merchant, and date and opens a pre-filled form — just review and save.


Yes. Share any UPI payment receipt directly from GPay, PhonePe, Paytm, or any other payment app. SplitArcX instantly reads the transaction details and opens a pre-filled Add Expense screen. One tap to save.


Yes. Snap a photo of any receipt and SplitArcX will extract the expense details automatically — amount, merchant, and date — saving time and reducing errors.


Absolutely. You can split expenses equally or assign custom amounts or percentages to each person in the group.

Groups & Friends


You can invite friends using a shareable link or QR code. They can join instantly without any complex setup.


Yes. You can create as many groups as you want — for trips, roommates, events, or any shared activity.

Payments & Settlements


Currently, SplitArcX focuses on tracking and settling balances. Integrated payments will be added in a future update.


You can settle expenses offline (cash, bank transfer, UPI, etc.) and mark them as settled inside the app to keep records clear for everyone.

Privacy & Security


Yes. Your data is protected using secure authentication and modern 256-bit encryption standards.


No. SplitArcX never sells your personal or financial data. No ads, no trackers. Your privacy always comes first.

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